OR, $5,000+ monthly balance in Spend + Reserve. PNC's mobile deposit, which can be used by any customer with access to PNC Online Banking and an eligible deposit account, allows customers to make deposits anywhere at any time. The customer first selects the deposit account and the amount, photographs the front of the check and then the back. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.). Any analyses, reviews or recommendations expressed on this website are the opinion ofthe author and has not been reviewed or otherwise endorsed by any companies, affiliates, or advertisers. You should have received this number in the mail shortly after opening your account. When you open and use a new, qualifying business checking account. Want to tighten your spending and save more? we recommend upgrading your browser. The use of this website means that you accept the confidentiality regulations and the conditions of service. While the bank doesnt have standard limits on daily deposits and withdrawals, there are still some things you need to know as a customer. PNC has numerous patents/pending patent applications directed at various features and functions of Virtual Wallet. Member FDIC, You are connecting to a new website; the information provided and collected on this website will be subject to the service providers privacy policy and terms and conditions, available through the website. Cash. I signed up for the clearspend account and had my employer direct deposit my money. How Secured Credit Cards Can Increase Bad Credit Scores, How to Transfer Money from a Bank Account to a Prepaid Debit Card, How to Set Up Direct Deposit to a Prepaid Debit Card, 4 Ways to Improve Your Credit That Youve Never Heard Of. 300 Fifth Avenue The PNC SmartAccess Prepaid Card has a simple fee structure. My company paid a bonus once a year. Step 1: Add your card information (routing and direct deposit number) to your tax form Step 2: Select "checking" as your refund type on your tax form Step 3: Access your tax refund sooner when it is deposited directly to your Smart Access Prepaid Visa Card Everyday purchases made easy The maximum card balance for the PNC SmartAccess card is $10,000somewhat lower than the average prepaid card. media.relations@pnc.com, Advertising Inquiries [7], Pay Bills* . media.relations@pnc.com. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. Theres no way to paste my password in. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. I love this card because it's given me a second chance at banking, because I am in chexsystems and ews and I am thankful for PNC giving me a card that's from them, a trustable bank with tons of branches. Use everywhere Visa debit cards are accepted. Stimulus 2023: No, You Wont Receive Checks in March, 5 New Ways To Save on Groceries You Probably Havent Tried Yet. Marcey Zwiebel Member FDIC. Terms and conditions of this offer are subject to change without notice. To open an account, some banks and institutions may require a deposit of new money, meaning you cant transfer money you already had in an account at that bank. Deposit your check through the PNC Mobile app [1], at a PNC DepositEasy ATM [4] or with a teller. Editor's Note: APYs listed in this article are up-to-date as of the time of publication. Budget PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. To view or download broadcast quality video and images related to this announcement, visit http://pnc.thedigitalcenter.com. SmartAccess Prepaid Visa Key Features Easy Access Load funds easily via direct deposit or cash. Customers in the PNC network will benefit from no-fee ATM transactions at PNC locations. !Why wouldn't they send a card Out through rush delivery.when I tell y'all I am so Maddd! is pleased to announce it is the first bank to offer two products that meet the Cities for Financial Empowerment Fund (CFE Fund)'s Bank On national certification. Keep in mind that this may not be a permanent solution, though it can help if youre traveling or planning a major one-time cash purchase. It is estimated that 40 percent of U.S. consumers will be banking on their phones by 2012 compared to almost none just a few years ago. "originator" to initiate credit entries to my SmartAccess Card issued by PNC Bank. *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Credit card cash advance transfers, wire transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits. Touch device users, explore by touch or with swipe gestures. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Rates and APYs may vary and may change after account opening. Virtual Wallet with Performance Select Features and Fees. New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. PNC is committed to moving all forward financially and boosting the quality of life in low- and moderate-income communities. Certain other restrictions apply. If you're transferring money to or from your KeyBank account, a routing number is necessary to complete the transaction. Update includes: https://www.pnc.com/mobile-privacy-policy. With the PNC Cash RewardsVisaCredit Card. App is great, but need to be able to manually enter deposit amounts if it cant properly read the amount. However, the amount of cash you can access via an ATM in total may have a cap. When you open and use a new, qualifying business checking account. With the PNC Cash RewardsVisaCredit Card. ONLINE BANKS: What Are They and Are They Right for You? While there are several good no-fee checking accounts out there, most checking accounts come with standard fees. It's easy to complete PNC's Direct Deposit Form (or use one provided by your employer). Checking & Savings. One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. In 2010, PNC added new features to Virtual Wallet that help customers save more, manage spending and avoid mistakes. Email and text alert notifications for certain card activity. There is no inactivity fee, but the PNC SmartAccess card will charge $10 to refund the card balance if the card is canceled. Pittsburgh, PA 15222 USA, PNC Media Relations Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offers details page using the designation "Sponsored", where applicable. A nominal $5 monthly service charge is waived for customers aged 62 or older. The customer service is horrible and a bank branch has limited access to accounts and has to call the regular customer service number which is worthless..They send multiple requests into their back office with no results. Data privacy and security practices may vary based on your use, region, and age. And still ringingSo glad I'm not a customer. The simple three-step process takes about 90 seconds. If you make deposits totaling $50,000 or more, $100 will be available on the day of the deposit, and another $125 will be available on the first business day following the deposit date. To help you choose the right bank for your needs, CNBC Select evaluated dozens of checking accounts offered by big banks, offering access to at least 2,000 physical branches and over 4,000 fee-free ATMs in the U.S. We considered features like fees, minimum balance requirements and ease of use, among other factors to choose the top five best big bank checking accounts. The account also offers low-balance alerts, and no overdraft or non-sufficient funds fees. Virtual Wallet, PNC Pay, and PNC Purchase Payback are registered marks of The PNC FInancial Services Group, Inc. Low Cash Mode is a registered mark of The PNC Financial Services Group, Inc. Zelleand the Zellerelated marks are wholly owned by Early Warning Services, LLC and are used herein under license. Explore the options below to compare account benefits further. Thank you for using PNC Mobile. Please try again later. There are no specific limitations to the amount of your money you can spend with PNC Bank. $1,500daily balance to avoid monthly maintenance fee. More secure than carrying cash. Advertiser Disclosure: This site may be compensated in exchange for your clicking on links posted on this website. I have never thought I would love a prepaid card until I met the SmartAccess, it is a great option. You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? Bank deposit products and services provided by PNC Bank, National Association. I love my account, I love my card, and I am not a fancy person as a young adult. Fees could reduce earnings. User IDs potentially containing sensitive information will not be saved. 10 Not-So-Obvious Money Tips for Empty Nesters. Mobile Deposit is a feature of PNC Mobile Banking. Convenience: Customers can deposit paychecks, tax refunds and other benefits directly onto the card. Get advice on achieving your financial goals and stay up to date on the day's top financial stories. By using your zip code, we can make sure the information you see is accurate. 8 Surprising Things You Can Do Without Going Into a Bank. Find Out: offers flexible banking options via their smart ATMs. Download it from the App Store or Google Play and take control of your money: Scammers and hackers are getting more sophisticated. PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. Convenient to Use Pay Bills * Limitations apply. Get ideas for your 20s through your 70s and beyond. Data is accurate as of Feb. 22, 2023, and is subject to change. For existing PNC banking customers or those in its service area, the card can be a good choice among prepaid cards. Download for iPhone or Android, You can access your money fee-free at nearly 18,000 PNC ATMs across the country, The monthly fee is waived for primary cardholders who are employed at PNC. Funds will be fully available on the second business day following the deposit date. That said, there are still competitive brick-and-mortar banks that offer checking accounts with options to waive monthly fees if you meet certain requirements. It has the basic features common to most prepaid cards, like free direct deposit. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. We are here to assist with your questions and listen to your feedback. Can't deposit checks. When I did have small issues they was resolved within 24 hours, or even that minute. PITTSBURGH, March 30, 2021 /PRNewswire/ --PNC Bank, N.A. Copyright 2023 PNC Bank . All rates and Annual Percentage Yields (APYs) are accurate as of . Read a summary of privacy rights for California residentswhich outlines the types of information we collect, and how and why we use that information. Note: Most big banks require you to enter your zip code online for the correct account offerings, and in some cases, you might not be able to open an account because of your location. We're here to help when you do. A hallmark of the Foundation Checking account is a money management course that is now available on mobile devices as part of the on-boarding experience. Yes, there's limits with deposits, withdrawals and you can only spend $2,500 a day but I go no where near that and I live paycheck to paycheck so again this is an excellent card, and it's a good choice for people who are simple, in chexsystems or ews, need a reliable card with a great bank, teens, or even people getting there foot in the door for a first time card holder, or having a bank account. media.relations@pnc.com, PNC Media Relations And FREE to withdraw from any PNC ATM or Branch, however, I do not like the fee for none- PNC ATMs or to add money at a none-PNC Branch. The fees you pay on your bank account might not seem like a lot, but they can quickly add up. Wells Fargo is a Member FDIC. Other cash load options typical for prepaid cards like Green Dot MoneyPak arent available for PNCs prepaid card. [9], Bank Online The right insights and ideas can help you make the most of today. "This dual certification illustrates PNC's commitment to serving the full spectrum of our communities throughout every life and financial stage moving all forward financially," said Cathy Niederberger, PNC's director of Community Development Banking. $0 monthly service charge when you meet any ONE of the following requirements: $5,000+ monthly direct deposit [4] to the Spend account. I can't say anything about there checking accounts, savings, loans, mortgages, etc. A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, or Virtual Wallet. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. However, the amount of cash you can access via an ATM in total may have a cap. Instead, you can use the ATM to generate a one-time access code that will be sent to your phone via text message. Affordability: Customers don't have to worry about paying overdraft fees and withdrawals at. Keep in mind that if you spend more money than is available in your account, PNC may decline additional spending until your account is in the positive again, Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day, If you make deposits totaling $50,000 or more, $100 will be available on the day of the deposit, and another $125 will be available on the first business day following the deposit date. It would be great after the few little bugs were gone!!! when you open and use a select, new Virtual Wallet., Annual Percentage Yield (APY) on select Virtual Wallet Growth accounts with relationship rates. Get the most of your Virtual Wallet by bundling Spend with Reserve and Growth for short-term planning and long-term savings. Helping you manage your financial life. As a PNC customer, there is no ATM surcharge fee for PNC and PNC Partner ATMs. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. Whether you select a Virtual Wallet with Spend only or add Reserve and Growth for planning, saving and protection, Virtual Wallet works as a powerful solution for today's banking needs. Standard Availability. Customers also have the convenience of being able to speak to someone face-to-face and work out any account questions or requests, rather than needing to call in and deal with potentially long wait times. (412) 762-8033 Follow @PNCNews on Twitter for breaking news, updates and announcements from PNC. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. ucla environmental science graduate program; four elements to the doctrinal space superiority construct; woburn police scanner live. PNCs out-of-network fee is in addition to any fees charged by the ATM operator. Spend, save and grow your money with Virtual Wallet. This insurance protects and reimburses you up to your balance and the legal limit in the event your bank or credit union fails. We will help you with that. We explore this topic from SCIENTIFIC perspective, and we don't want to make judgment. After many days and hours on the phone I found posted their internal number they wont give you. The downside is that its only for PNC ATMs. If your card (or its number) is lost or stolen, your money will be replaced if you notify us promptly of its unauthorized use.[4]. Even if you do your banking at another branch, the bank where you opened your account is what matters. With hundreds or thousands of physical branches scattered across the U.S., customers can deposit and withdraw money by visiting a teller inside or via a drive-up window or ATM machine. "Particularly during this pandemic, a safe, affordable, and truly useful mainstream banking product in which to deposit stimulus payments and from which to remotely pay bills is more important than ever. PNC Smart Access Prepaid Visa Card Review The PNC Smart Access card can be a good choice for those in the PNC area. Again, PNC reserves the right to set it based on your banking relationship with them. 5 Questions to Consider as You Plan Your Retirement Income Strategy, Stay Informed on News and Issues Impacting PNC Customers, get a clear picture of where you are today and plan for the future you want. I don't understand what they need to investigate into. The PNC SmartAccess Prepaid Visa Card is issued by PNC Bank, which has branch and ATM locations in 19 states. Low Cash Mode. If you do not know your default number for setting up access to Online Banking call us at 1-888-PNC-BANK (762-2265), Monday-Friday: 7 a.m.-10 p.m. The APY shown is the highest balance tier relationship rate for Virtual Wallet with Performance Select Growth Account.**. Run a home equity savings scenario and see your loan options. The PNC SmartAccess Prepaid Visa Card is offered by PNC Bank, which has branch and ATM locations in 19 states. Bank of America is a Member FDIC. Mobile deposit is now available to all consumer and small business customers of PNC Bank after its introduction to PNC Virtual Wallet customers in April. Run a home equity savings scenario and see your loan options. We're here to help when you do. Have $5,000 in qualifying direct deposits in a linked Spend account of a Virtual Wallet with Performance Select during the previous calendar month. When you swipe your card at a merchant, request cash back after putting in your PIN. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Spend, may be considered in the combined average monthly balance relationship. Current version is unusable. I wouldnt recommended this company to anyone! Visa Global Privacy Notice. PNC product and feature availability varies by location. Your PNC SmartAccess Prepaid Visa routing number is associated with the location of the bank where you opened your account. 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